ADDITIONAL EXERCISES

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CHAPTER 20

Chapter 20 discusses budgeting. We show students how (and why!) to create a budget, strategies for dealing with budget problems, and ways to stretch even the most limited of incomes.

Exercises

  1. Keep a spending journal. For one week, write down every penny you spend and categorize each item you buy. Write a one-page reflection on what you learned about your spending habits.
  2. Review your fixed expenses. Are there ways to reduce any of them? How would you go about reducing some of your fixed expenses? What would you sacrifice? What would you gain?
  3. Review your variable expenses. Which categories cost the most each month? How would you go about reducing some of your variable expenses? What would you sacrifice? What would you gain?

Research the best deals for college students in your community and present your findings to the class (or post your findings on the class website, blog, etc.). You may choose to focus on a theme—for example, Cheap Eatsor Entertainment.

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