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Chapter 22 covers the essential topic of credit. We explain what a credit report is, emphasize the importance of checking one’s credit report regularly, and share tips on how to maintain good credit.

Online Resources
Using, students can request free credit reports from all three of the major credit bureaus.
The MyFico website includes credit education, such as this helpful graphic “What’s In Your Score?”
The Federal Trade Commission is the first stop on the path to credit repair.
FANTASTIC infographics about credit scores, getting out of debt, and financial responsibility.
CNN Money has some good, basic videos about credit scores, including What Really Hurts Your Credit Score and How to Boost Your Credit Score.

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